Its investigators found a pervasive pattern of predatory lending in which outside mortgage brokers originating Wells Fargo loans consistently charged black borrowers higher fees and interest rates than whites and targeted minorities with more expensive ... Wells Fargo settlement: A predatory lender pays up
According to a report in the LA Times "Private equity firms are investing in chains of used-car lots, and auto loans are being packaged into securities much like subprime mortgages. They're attracted by the industry's average profit of 38% for each car sold...". Guest hosts Richard Eskow and Brian Unger discuss on The Young Turks. Learn more here: www.latimes.com www.latimes.com Subscribe to The Young Turks: bit.ly The Largest Online New Show in the World. Google+: www.gplus.to Facebook: www.facebook.com Twitter: twitter.com
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Recommend Refinance Rates Wells Fargo Issues
Question by Dr. McAwesome: Interest rate on a 00 car loan fro Wells Fargo during 48 months? I have horrible credit, but my mom has great credit(850 is her credit score) and she is willing to co-sign for me. The car I want will probably cost $ 5000. I have $ 2000 saved up, $ 1000 will be a cash deposit for the car and the other $ 1000 will go straight to the loan. So, I technically need a $ 4000 dollar loan but with the remaining amount of the $ 5000 loan I want will be used for the taxes, registration etc... Ok back story over, Its a Wells Fargo $ 5000 car loan during 48 months and a co signer with a credit score of 850. What should be my average interest rate? The car is a 1998 Mercedes C280. Best answer for Interest rate on a 00 car loan fro Wells Fargo during 48 months?:
Answer by Joe Williams
SAVE YOUR MONEY. TAKE THE BUS, it will pay off. I've been working part time for 1 and a half year, and im going to college, saved up more that what that car is worth. You have to look at all your options. You never want to be in the red. What about maintaince, gas, insurance, other cost. People in this side of the world, spend more than they have. Don't be one of them.
Answer by TiggyWiggy
With such a good co-signer, your interest rate will be in the 4% range, maybe 5% although rates for used cars are a bit higher than for new cars. So, let's say 6%. Sometimes banks don't like to give loans for older cars and relatively small loan amounts. So check with Wells Fargo and get pre-approved before you buy.
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