Save Money With Payday Loan Direct Lenders

Save Money With Payday Loan Direct Lenders

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When you need money in a hurry, you may well be inclined to apply for the first online payday advance loan that you come across, without checking carefully to see what the fees and charges are. This is understandable if you are in a panic about how to cover unexpected bills that may have cropped up, however you should always try and take your time and do some research before making a decision.

A key thing to remember when looking at cash advance companies is that payday loan direct lenders will normally be able to offer you lower rates than a cash broker. This is because direct lenders do not have to pay commission and can therefore pass the savings on to you in the form of better interest rates. As well as this, payday loan direct lenders will usually be independently registered and licensed so you can rest assured that you are dealing with a legitimate company when you go direct.

If you have any doubts at all, check with the Better Business Bureau or on a payday loan review website.

Before you make a decision about which payday loan direct lender to go with, compare lots of different companies. Note down their fees and charges and read carefully through their terms and conditions so you are aware of any extra charges that may be incurred, such as late fees or loan extension charges. This way you will be able to make a clear decision about which lender is offering the best deal for you.

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Question by dinah h: I applyied for a loan with Torcan Financial was you scammed as i was? These are the steps and emails i recieved from Torcan,Please don't make the same mistake as i did. I applyed for a $ 5000.00 loan on 10/24/2007 with torcan financial.First thing they do is call you or email you,and let you know your loan has been processed to call:To review the results call Danial Blair at 416-944-2325 or toll free at 866-230-5233 ext.2245. This is when he tells you that you have been approved But needs 10 percent down cause of credit,but you will recieve it back in 3 months if payments are made on time.(SOUNDS GOOD) So we need the loan we come up with our 10 percent down call him back,thats when he sends you a contract to sign and you have to fax him the imformation he has requested,dl#social security # and of course checking account number so it can be direct deposited,I fell for it,in need of this loan,and than you send the money gram for the amount-i had sent a money gram to a Cindy Maxwell.waited two days and i called,thats when they say sorry can't help you.WHY Best answer for I applyied for a loan with Torcan Financial was you scammed as i was?:

Answer by ziggy_brat
Keep a close eye on your credit report as this was likely a scam to steal your identity.

Answer by Sweet B
never do business over the internet unless u know if its a legit business

Answer by redwine
Sorry to hear, sounds like a text book scam. Make sure they don't try and raid your checking account.

Answer by StephenWeinstein
Legitimate companies do not ask for money to be sent by Money Gram. Anyone asking for money to be sent by Money Gram or by Western Union -- other than your immediate family or very close personal friends -- should be assumed to be a con artist.

Answer by !!!
have you reported this to your state attorney general?

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