Scholarships For College Students - No Student Loans

Scholarships For College Students - No Student Loans

Question by ibonner32: does anyone know of any loans for people with bad credit with no cosigners for college students? I am a college student with a high past due bill. I can't go back until it's paid. Just wondering if anyone knows of a program or loans for people with very bad credit. Best answer for does anyone know of any loans for people with bad credit with no cosigners for college students?:

Answer by T L
Usually student loans are very lax on requirements. I have very bad credit and had no issues getting loans w/o a co-signer. Mine are through wachovia.

Answer by recentgradtrish
Having bad credit just means that you can't get a private loan. But private loans are bad anyways because they have high interest rates. The best type of loan for you to get is a federal government loan. Here's what you need to do to get one: 1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here: http://www.fafsa.ed.gov/ 2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here: http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx 3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here: http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx You can also try to get a grant or scholarship, which is free money that you won't have to pay back. You can read about them here: http://www.studentfinancedomain.com/financial_aid/college_scholarship.aspx And here are some good sites to check out: http://www.fedmoney.org/ http://www.findtuition.com/scholarships/ http://apps.collegeboard.com/cbsearch_ss/welcome.jsp http://www.freegovmoney.net/ http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships http://www.studentawards.com/ http://www.college-scholarships.com/ Good luck!

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[loans for college students with no credit]

... George H.W. Bush and George W. Bush dangled more credit to more families. The U.S. raised the total amount that dependent students could borrow during their college careers to $ 31000, up from $ 7500 when the loan program began, according to an April ... Indentured Students Rise as Loans Corrode College Ticket

When it comes to going to college most students have two choices: get a student loan or find a scholarship. Of course the lucky ones will have parents who will pay for their education in full, however this is a rare situation and the reality is that most students really want to study and endure financial hardship to do so.

Say No to Student Loans

One thing I am adamant about is not getting a student loan. I did not get one and I don't recommend other people do so. Even if that means putting off your studies for 6 months or a year until you find a suitable scholarship - it is well worth it when you don't have the cloud of debt hanging over your head from a loan.

Federal Student Loans

There are of course federal loans which are lower interest than other types of lender's student loans. But these have to be repaid eventually too.

And there are limits concerning how much financial helps students can get with federal student loans. Many are determined by financial need only so are not suitable for a lot of people who do not meet the strict criteria.

Other Options for College Funding

Besides a loan you should be looking at ways to fund college that doesn't result in long term debt.
Of course, the best way is with a scholarship or a grant in which the money is given to you and you are not required to repay it.

A scholarship search will quickly reveal hundreds of opportunities that you can apply for. Aim to apply for at least 30 scholarships so that you can increase your chances of being successful with one or more of them.

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