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Question by Angela: I went to HR Block today and got back a instant loan and will get the other? back 24-48 hours so she said to check back tommrow I was just wondering if any one else has done this and does it usually come back in the one day or how does work If I was approved for the instant loan then why would I have to wait 24-48 hours for the rest? Do you get the rest as soon as the IRS accepts your efile? Thanks Best answer for I went to HR Block today and got back a instant loan and will get the other?:
Answer by David L
Usually If accepted You will get a Instant refund Check. These are normally split up 1 or 2 checks The First Check will Be Instant The 2nd Check when the Federal refunds Hit there bank. State refund will usually be when The state deposits there money into there bank. They will issue a check then. Do not expect an instant check if you owe back taxes or are self employed with no W-2s. Or if you have student loans in default. Instant Refund Checks Are very pricey. They charge alot of interest. So be cautious.
Answer by Bobo
Second check will come if 24-48 hours if the bank approves you for the classic RAL. Sometimes there are issues where you may have to wait until the IRS deposits the money, ie. you have delinquent student loans or other government debt.
Answer by enoriverbend
"I went to HR Block today and got back a instant loan..." I'm really sorry to hear that. Have you figured out yet how outrageously expensive a loan that really is? http://www.hrblock.com/taxes/pdf/2008_RAL_pricing_tool.pdf
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