... the cost of attendance minus any financial aid. Congress endorsed almost unlimited borrowing for graduate students in 2006, the same year it let federal grants and loans be used for online programs, especially at for-profit schools targeting ... Indentured Students Rise as Loans Corrode College Ticket
Watch the full Keiser Report E217 on Thursday. This week Max Keiser and co-host, Stacy Herbert, discuss Ãœberdebten, financial eugenics and secret Fed loans. In the second half of the show, Max talks to Karl Denninger about MF Global, pepper spraying banksters and Occupy Wall Street. KR on FB: www.facebook.com
http://leafgardenpress.com/ Secret Fed Loans & Slinky School of Economics
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 Suggest Loans for School Fees: Gain Money to Meet School Fee with Comfort Articles
Question by mightym0us: My father has been been my cosigner and paying my school loans in the past, now he's bailing! What can I do? This is a crazy situation. I just wanted to get any advice that anyone may have: I have been enrolled in an expensive private school for three years. Before I started college, my father guaranteed (verbally) that he'd pay for all my school fees and loans (and I was planning to go to medical school, so it was gonna be butt load). I have been taking out loans with him as the co-signer since freshman year. Unfortunately he and my mom are going through a messy divorce and he's misdirecting his anger at me. He has decided not to foot my tuition bill. As a result, I did not enroll this past semester. Now I'm trying to get re-enrolled, but I have a past due amount owed to my school (approx 18,000), which my dad refuses to pay. I cannot get any school loans because you have to be enrolled in order to get one. My school refuses to allow me to be enrolled in order to get a loan until I pay the past due balance (see the catch 22). I even tried to get just a private loan, but it was not allowed due to my insufficient credit history and the really bad economy. Now the sick thing is, since I haven't been in school for a semester, the loan companies want payments for the past loans I've gotten from my freshman, sophomore, and junior year. I literally cannot afford the payments along with paying rent, food, gas, etc. What can I do? I don't think I'm allowed to file for bankruptcy, and honestly I'm scared of doing that because it will ravage my credit and my future! And I cannot even transfer to a cheaper school until this 18K has been paid to my school. I'm stuck. What action can be taken? Any suggestions? I'm desperate. Best answer for My father has been been my cosigner and paying my school loans in the past, now he's bailing! What can I do?:
Answer by tngandhkm
Don't count on bankruptcy, you can't dismiss student loans in a bankruptcy any longer. http://www.ed.gov/offices/OSFAP/DCS/loan.cancellation.discharge.html#Bankruptcy Talk to your father, or ask a family member, friend, clergy or his divorce attorney to intervene and try to reason with him.
Answer by scott-irish
Sounds like you are up S*** Creek without a paddle . Maybe get a job , earn the 18k , pay your school . then go on from there , will be tuff and delay your education for a year or two but you won't be the first person in the world to actually have to pay for your own education. At least you got the first couple of years for free .
Answer by Suddenly Human
You are blessed to have your father pay for most of your schooling, now it sounds like it's moms turn. And totally justifiable.
Answer by Peter J
I think the one guy was right when he said you were up s h i t ' s creek BUT HEAR ME OUT. This 18k you owe needs to get dissolved so you can continue your education. Explain this situation to your father and mother. If all else fails (and this would suck) you need to work full time for a year or so, get the 18k, pay off your loans, and then continue college. If you are forced to go this route then I suggest you either 1) Finish school at this expensive rich school 2)Transfer to a school that won't kill you with cost or 3)Before you go back to school work until you have the rest of your tuition for your last year so just in case you don't want to deal w/ loan companies you take care of things yourself. TRUST ME, parents do some bad things when they are angry. My parents are divorcing and they don't want to help me out at all with my college tuition (they'll support me emotionally, but not financially lol). Maybe this will help you become independent. Good luck and sorry for your situation.
Answer by Dan CHANGE & PROGRAM AUTO CUPUTE
Did your Dad cosign for the $ 18000.00 if he did he will need to pay what you don't. I think that if you Bankrupt it will follow you until you pay it unless the laws have changed. You have almost an education in a time when jobs are hard to get. It looks like you are going to go to work at some petty job and hope your Dad takes you back into the fold. I guess you might see a bankrupt Lawyer and check your options but that takes money to.
Answer by maliboo_girl
What about your mom? Perhaps she can help you pay. It really shouldn't only be on your dad when you think about it. Unfortunately situations change and you're caught in the middle. : ( Did your dad actually co-sign on a contract? If so, they will come after him, and perhaps your mom too depending on your state and the terms of their divorce. See what you can do about arranging a change in your loan payments and paying less monthly, or getting a deferment. I'm not sure if you can do that with all student loans, but I know many people who have. Call and ask questions! Consider getting a job to pay back your loans and then go back to school when you're done paying them off. It sucks, but that may be what you have to do. Consider yourself lucky up to now to have someone who paid for part of your education, then move on, if necessary. It'll be hard, but you'll be proud of yourself and you won't owe anyone anything. I don't think you can discharge student loans in bankruptcy any more. You used to be able to under extreme circumstances, but it was not easy. Being young and healthy, it is unlikely you could have discharged your student loans. Your credit may be ruined, but only temporarily, and it may not be as ruined as you think. Call and make arrangements for lower payments over long time, if at all possible. Are you sure your dad is misdirecting his anger toward you? He may not be able to afford to pay for your school loans now. Good luck to you. Hang in there.
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