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Question by 1st Time Mommy; Baby Boy Arrived 03/08/2011: Im in need of a personal loan and google has these sites advertising ,500 within an hour upon approval? Has anyone ever used on these sites? or is it a scam? I have bad credit so i typed in- bad credit personal loans. and all these sites come up. I was wondering has anyone used them and they were successful? How do you pay it back? How long does it take? Any info would be helpful! Best answer for Im in need of a personal loan and google has these sites advertising ,500 within an hour upon approval?:
Answer by DON W
Unfortunately you are looking at spam sites. The giveaway is when they ask for an up-front fee. Legitimate loan agencies never ask for money before you receive the loan. Instead, they add any fees onto the overall amount of the loan.
Answer by ep1909
These are Scam get credit counselling
Answer by Tater Salad
They are all scams or spam, just like half the answers on here. Nobody is going to give you an unsecured loan when you already have bad credit. Your best bet is to cut up your credit cards, do not accept any new ones, pay off your debt as soon as you can by paying as much as you can afford each month. (make sure you pay considerably more than the minimum, or you will be paying it off for anywhere from 6 to 18 years!) DO NOT buy anything on credit that you can't afford to pay for each month. Better yet, if you ain't got the cash, don't buy the flash.
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Answer by Petty
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